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Need A 3000 Dollar Loan Right Now?

08
Dec

I Need 3000 Dollars Today

If you want to get a low interest 3000 dollar loan with bad credit today, where do you think you can get a personal loan from lenders who don’t mind the fact that you have a low FICO score? When that rating is under 600, sometimes that may not be enough to convince mainstream lenders such as banks and financial institutions to give you a monthly installment loan of 2000 dollars, so what chance is there to borrow $3,000 with guaranteed low fees and fast approval?

You can skip the bank if you are looking for long term installment loan lenders for bad credit. There are seldom any brick and mortar banks that offer large personal loans with no cosigner required and any attempt to borrow a 3000 dollar loan may likely damage your credit records further.

Where To Borrow 3000 With Bad Credit

So, the question is, who can lend me 3000 dollars now? Although you may not be able to find a loan for 12 months with installment payments, you should be able to get approved at direct lenders that give guaranteed legit high risk loans for people with bad credit or no borrowing history at all. If your FICO is really bad, such as below 600, there are few places for you to borrow money and it will be rare indeed to get a 3000 dollars unsecured loan with bad credit.

But you are not without any alternative as direct payday loan providers do offer a short term cash advance which you can borrow 500 to 1000 dollars with your paycheck as collateral. You do not need good credit to get an online 300 dollars payday loan for 30 days but you do need to have income to qualify for them. Showing them your past payslips for the last 3 months or a letter of appointment from your company should suffice and if you need a payday loan for self-employed, they usually want to check your tax returns for the past 2 years.

3 Month Installment Loans With Bad Credit

Although you cannot find 3000 dollars payday loans since it is illegal for lenders to offer more than 1000 dollars, there are some payday loan companies that offer 6 month installment loans with bad credit, or 90 day installment loans as they call it. It is something of a gimmick or to get round the ruling on payday lending which caps the amount of money that payday loan providers can offer to consumers. Anyhow, with these unsecured installment payday loans, it is possible that you may find the solution if you need to borrow 3000 dollars and pay back by monthly installment repayments.

When getting a monthly installment loan for 3000 dollars, be sure to compare the interest rates and make sure you are able to afford the repayments as the longer you stretch your repayment, the more interest you need to pay. The recommended debt to income ratio is to keep it below 30-35% so look at your own finances first before you borrow money.


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